EMERGENCY SMALL BUSINESS LINE OF CREDIT PROGRAM

North Alabama businesses impacted by COVID-19 may apply for an emergency line of credit up to $25,000 utilizing the following application:

Click to Download Application

HelpingGrow

Helping Neighborhoods Grow

Neighborhood Concepts is a Huntsville-based non-profit focused on strengthening neighborhoods through the creation of affordable housing and the advancement of economic opportunities. We are active throughout the Southeast with affordable housing communities in Alabama, Georgia and South Carolina. Our revolving loan fund provides access to capital to small businesses and entrepreneurs in North Alabama supporting economic growth in underserved communities throughout the region.

Our Mission

Our People

Our Work

News

  • Non-Profit Approves First Wave of COVID-19 Emergency Leans to Small Businesses

    Huntsville, Alabama – April 30, 2020:  

    Huntsville-based non-profit Neighborhood Concepts, Inc. (NCI), acting through its subsidiary the North Alabama Revolving Loan Fund, LLC, has approved 13 loans totaling $287,500 for north Alabama small businesses who are experiencing hardships related to COVID-19.

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  • Training for the Trades, an NCI initiative

    With a generous grant from Wells Fargo, NCI offered a pilot craft training program at Spring Branch Apartments, an NCI affordable community where 46% of residents receive Section 8 rental assistance and the average resident household income is 17,478.

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  • NCI Plans Affordable Housing for Seniors in Huntsville

    Neighborhood Concepts, Inc. recently submitted an application to Alabama Housing Finance Authority for an allocation of tax credits to develop The Cottages at Indian Creek, an affordable multifamily community for seniors in Huntsville.

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  • Borrower Spotlights

    Read all about Rollin Lobstah, Dinosaur Den, and Fire & Spice- three fantastic businesses you are definitely going to want to visit for a bite that we have had the pleasure to work with.

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  • Spring Branch Community Clean Up

    On a Saturday July 15, 2017, residents of Huntsville came together for the Our Community, Our Responsibility event focused on community building through community beautification.

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News

  • Non-Profit Approves First Wave of COVID-19 Emergency Leans to Small Businesses

  • Training for the Trades, an NCI initiative

  • NCI Plans Affordable Housing for Seniors in Huntsville

Mission

Mission Statement

Neighborhood Concepts strengthens communities through the creation of affordable housing and the promotion of economic opportunities for underserved people and communities.