North Alabama businesses impacted by COVID-19 may apply for an emergency line of credit up to $25,000 utilizing the following application:

Click to Download Application

Helping Neighborhoods Grow

Neighborhood Concepts is a Huntsville-based non-profit focused on strengthening neighborhoods through the creation of affordable housing and the advancement of economic opportunities. We are active throughout the Southeast with affordable housing communities in Alabama, Georgia and South Carolina. Our revolving loan fund provides access to capital to small businesses and entrepreneurs in North Alabama supporting economic growth in underserved communities throughout the region.

Our Mission

Our People

Our Work



  • Training for the Trades, an NCI initiative

  • NCI Plans Affordable Housing for Seniors in Huntsville

  • Borrower Spotlights


Mission Statement

Neighborhood Concepts strengthens communities through the creation of affordable housing and the promotion of economic opportunities for underserved people and communities.